Since 2001, Cash 4 You has helped those in Ontario, Canada get the funding they need to meet their financial goals. While we offer money management services, like currency exchange and domestic and international fund transfers, one of our main services is offering instant payday loans. They’re a great way to get the money you need in a pinch. Cash 4 You has more than 100 locations across Ontario, making it easier than ever to get an instant payday loan right when you need it. Yes, getting a $1,500 payday advance really is as simple as visiting us in-person or online, filling out an application, and leaving with the money securely in your bank account or wallet.
Why Choose Cash 4 You?
Ontario has its fair share of money lenders, some more legitimate than others. Rather than trusting an unscrupulous loan shark, work with one of Canada’s leading money lenders! We’ve become a trusted name, and we’re recognized by the Canadian Consumer Finance Association as a fully licensed lender. With so many years of experience, we understand what it takes to make an informed and financially sound lending decision. Whether it’s your first loan or your latest, we can help you find a loan option that makes sense for you and your financial circumstances. So stop by the Cash 4 You that’s nearest to you, and meet with our friendly and courteous money lenders today!
Get To Know Ontario’s Leading Cash Lender
While we specialize in payday loans, we’re also your go-to resource for all things personal loans and money management. Beyond payday advances, we offer larger, unsecured installment loans of up to $15,000.
Through our partnership with Western Union, you can also purchase money orders and even transfer money across Canada or the entire world. Of course, if you need cash on-the-double, you can always apply for one of our payday advances.
We Make Convenience A Priority
How many times have you tried to make it to a store or business after work, only to find them closed? It’s hard to get things done during “regular business hours” when you’re working those same hours! That’s why Cash 4 You has made convenience a priority. Every day of the week, we offer extended hours, so no matter if you work first shift or closing shift, you’ll be able to find time to stop by and see us at one of our more than 100 locations across Ontario.
Still too busy to make it into our store? Not a problem. We offer our services online too! That way, you can conduct all of your financial management business online. From applications to transferring the money to your account, you can do it all through our website.
We Value Our Customers And Their Experiences
We know that building a budget and managing money can be stressful, but it doesn’t have to be. We are committed to making your experience as relaxed and as comfortable as possible while you’re working with us. All of our money lenders are more than happy to take as much or as little time as you need to make sure that you understand everything about your loan, and to make sure that you’re using it effectively. It’s likely why we’re so highly reviewed by our customers!
We’re A Top Rated Local® Business For A Reason
Our customers love our commitment to fast, affordable, and friendly service. With more than 600 positive reviews, we’re proud to be a Top Rated Local® Installment & Payday Loan provider to cities and towns across Ontario. No matter your financial background, your credit history, or your need for instant cash, Cash 4 You is ready and willing to help you secure a payday loan.
What Is A Payday Loan?
If you’ve ever had an unexpected expense come up, and you’re still a few days or weeks away from payday, you might have found yourself in a bit of a financial emergency. In circumstances like these, a payday advance can make a real difference. A payday loan is designed to help you make ends meet, so you can borrow that extra bit of cash that you need. On your next payday, you repay the loan, and you’re good to go. Typically, payday loans are for smaller amounts than other loans like an installment. At Cash 4 You, we offer payday loans of up to $1,500. We think you’ll find that you can get a lot done with that amount of money. Don’t need all $1,500? We’re happy to lend you less than that as well.
Basically, a payday loan is a cash advance against your paycheck, granting you the money before you actually get it from your employer. While you can borrow up to $1,500, the actual amount of your loan will be determined after you’re approved.
How Do I Get A Payday Loan?
We’ve made it easy to get a payday advance by streamlining the process. Other Ontario money lenders burden you with an extensive application process and fees, the need for collateral, and even credit checks. If you’re already feeling stressed financially, these things don’t do you any favors.
With Cash 4 You, you can apply for a payday loan online or in-person at one of our 100+ locations across Canada. All that we ask is that you are employed, make at minimum $250 per net pay, be at least 18 years of age, and have an active bank account. After filling out the application, your repayment date will be set, and you’ll be given your cash loan immediately. It’s as easy as that! Don’t have your banking information handy? No problem, you can print all of it off in one of our stores so you can have ready access to it during the loan process.
Now, we’ve said a few times that you can get your cash fast at Cash 4 You, but just how fast?
If you visit one of our locations across Canada, you can walk out with your loan mere minutes after you apply. For those applying online, you can get your loan transferred to your bank account in under 60 minutes. We can’t think of many other ways to get that kind of money in that kind of time.
What Can I Use My Payday Loan For?
You can use your payday loan in the same way you would typically use your paycheck. With $1,500, you can stock your refrigerator with groceries, gas up your vehicle, pay your utility bills or rent, and so much more. These funds are for you to use as you see fit, however, you’ll find this money makes the biggest difference for you when you use it to address the regular expenses of day-to-day life.
Millions of happy customers have used their payday loan to fill in the gaps when a paycheck is smaller than expected, or when they have an unexpected expense. With a loan from Cash 4 You, you can get the financial security you need!
How Do I Repay My Loan?
Now that the cash advance has helped you tie up any loose ends and gotten you through the month, you’re ready to pay off your loan. As part of our loan structure, you’ll simply pay off your loan on your next or earliest payday. At Cash 4 You, we offer a few convenient ways to pay your loan. With your active bank account, we can simply withdraw the funds from it, or you can visit our store in-person and pay in cash or with a debit card. Unlike other money lenders, we don’t hit you with fees if you choose to pay off your loan early. If you are able to manage your money well enough to repay your cash advance before the due date, you should be rewarded for your financial skills, not punished!
Why A Payday Loan Might Be A Great Option For You
While anyone can take out a payday loan at Cash 4 You, we’ve deliberately structured our loans so that we can help the most number of people possible. A payday advance is especially helpful to those who have no credit, or poor credit. We understand that sometimes you need an emergency line of credit, and we’re here to offer that.
A payday loan is also one of the best ways to get cash fast. This is important for those who have found themselves with a sudden need for additional money. Our application process generally takes just a few minutes, and you can walk out of our stores with cash in hand the same day you apply. We pride ourselves on making the loan process convenient, and payday loans are one of the easiest loans to apply for. In fact, you can even apply for a payday loan online, whenever you need one. Once approved, you can have the funds deposited to your bank account electronically, or you can pick up the cash in-store the same or next day.
Who Benefits From A Payday Loan?
The fact is, everyone from every walk of life could use a hand financially sometimes. That’s why a payday loan is helpful for everyone, and why we do our best to make them accessible for nearly everyone. Whether they’re a hard-working single parent, or a self-employed small business owner, sometimes having an extra $1,500 on hand can make all the difference.
Do Your Lending Online
There’s no doubt that people today seem to be busier than ever. If you’re always on the go, you’ll be thrilled to hear that you can do all of your lending online.
At our online store, you don’t need to upload any banking papers. You simply provide the information, authorize it, and we add it to your online account. Online banking has become the norm, and the services of Cash 4 You are no different. More and more of our customers carry out their transactions with us online, and many get their payday loan deposited directly into their bank account the same day as they apply for it.
Worried about the security of online financial transactions? Don’t be. We take your online security very seriously, which is why we use top-tier, 256-bit SSL data encryption to ensure that your financial information stays safe. Thanks to our cyber security services from Norton™ and McAfee™, you can rest assured that your online loan applications, bill payments, and money transfers are protected. Your personal information and transaction history will never be compromised by outside threats and intruders.
Of course, if you don’t have regular access to a computer or internet connection, you can always use one of our in-store computers to conduct your lending and banking transactions online.
